The housing and mortgage industries are experiencing transformative shifts as we progress through 2025. Market predictions indicate both declining and rising home prices across different regions, presenting opportunities and challenges for buyers and sellers alike. Continued high prices combined with a sharp increase in inventory are giving buyers a slight advantage in the third quarter of 2025. Meanwhile, the mortgage sector faces a $2 billion quality crisis, making strategies like the shift-left approach increasingly necessary. These trends underscore the complexity and dynamism of the real estate market, demanding that stakeholders stay well-informed and adaptable to changes. Dive into our detailed analysis of the current trends shaping the housing and mortgage landscape.
The current real estate market is a patchwork of evolving trends. While some areas see declining home prices, others are on the rise. According to a report from Forbes, unpredictable market conditions mean that prospective buyers and sellers need to stay vigilant about where and when to make their moves. In some regions, increased inventory has started to give buyers a competitive edge, as reported by Bankrate.
As we look forward to the rest of 2025, several key trends emerge:
Home prices are declining in some markets—and rising in others…
Source: Forbes
Industry experts expect continued high prices in Q3, but a sharp increase in inventory is giving buyers a bit of an edge.
Source: Bankrate
Jayendran GS (Jay) is Co-founder of Prudent AI, Dover, Del. Jayendran GS (Jay). The mortgage industry faces a critical paradox.
Source: MBA Newslink
